Build and Run Digital Banking

Hyozan (氷山) means "Iceberg" in Japanese. 90% of effort, time and budget is hidden below the tip of the digital iceberg

Our mission: provide digital as an end-to-end managed service for consumer financial institutions.

We build, manage and enhance your processes and platforms around digital banking, acquisition, and servicing.

What makes Hyozan unique?

Global Banking Experience

Global Banking Experience

Hyozan founders have over 25 years of building and managing digital banking at world-class financial institutions, with deep exposure to technology, regulations and banking.

Highly agile development cycle

Hammer-App-Anvil™ model

Hammer™ is a configurable automated testing platform
Anvil™ provides high fidelity simulation of core banking and other interfaces at a flexible API level, coupled with standard data sets
Development and deployment are speeded up thru automated testing and parallel environments.

SFDL

Structured Financial Description Language™

Hyozan apps have rapid delivery and consistent behavior through Structured Financial Description Language (SFDL), a consistent and powerful description language that reduces the need to code individual transactions multiple times at different stack layers.

Process Rigor

Process Discipline

Detailed auditable processes at a granular level are baked into Hyozan from day one.
Audit trails, control checkpoints and adherence to regulatory guidelines are available to you.

Security

Security

Hyozan processes and platforms are designed with enterprise grade security in mind, with full compliance to regulatory requirements as well as world-class financial institution level security.

24x7 monitoring

Digital Operations Center

Hyozan operations staff provide dedicated 24x7 monitoring of the end-to-end digital stack. Any issues are spotted immediately and resolved within stringent SLA

DR / COB

Business Continuity Planning

Full business continuity planning coupled with regular drills are baked into Hyozan platforms and processes. Hyozan systems are architected with built in multiple redundancy and careful design to ensure no single point of failure.

Serverless

Serverless Cloud

Serverless cloud infrastructure employed throughout Hyozan means that operating costs are minimized, while it is possible to spin up multiple testing and staging environments in a matter of minutes

Robust, Global-Scale API

Standards compliance

Hyozan processes and platforms are architected to comply with global and international standards such as PCI-DSS, GDPR, ISO 27001 as well as digital / payment guidelines issued by regulators such as MAS, CBUAE, RBI etc.


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About Hyozan